Our Services

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Very few people have ideal credit and credit worthiness has a huge effect on one’s mental health. Whether it’s one negative item or many, we advocate for you with the credit bureaus and your creditors to remove or correct your credit challenges.

Our process is streamlined to help you achieve maximum results as quickly as possible!

Credit Restoration Institute will create a personalized action plan and follow through to the completion of your credit repair. Along with offering sound financial advice, our system helps to change mindsets and habits, resulting in an overall improved financial profile and better credit worthiness. 

Providing you top-of-the-line customer service is an essential part of our core mission.

This means you’ll have access to trained credit experts who can answer your questions and help you make sense of the complexities of credit. 

We know that having access to basic human needs relies heavily on your credit score and that those with poor or bad credit end up in a cycle of debt leading to higher levels of anxiety, depression, and hopelessness. Dr. Cathie Hughes, Director of Credit Restoration Institute, researched and published The Impact of Creditworthiness on Financial Well-Being, Anxiety, Depression, Hopelessness, and Suicide and we use this valuable information to help lift you out of the cycle.

One of our credit experts will personally dig into the details of your credit reports to discover any negative, questionable items that may be holding you back. Our credit audit will give you all the knowledge you need to understand and address your credit situation

Our custom credit disputes leverage the consumer protection laws and the credit bureaus’ automated codes to help remove or correct any unverifiable items.

As a client, we dispute accounts with the bureaus and creditors on your behalf. Using our years of experience, we utilize the tools you need to move your case forward and the results you are looking for.

Credit can seem like a confusing paradox: you have to have good credit to get better credit. Our expertise can help you turn your credit around.

The more best practices you know, the better you’ll be able to rebuild your credit profile now and manage your credit and finances in the future.

Check Out Our Blog for helpful tips and guides.

You’re not alone. That’s a huge part of what makes CRA different. Our ongoing credit consultation service helps you ensure that you’re making the best choices.

We want you to know that you can count on the information we provide.

• Customized action plan created for you
• Personalized Attention to your needs
• Disputes with the 3 Major Credit Bureaus
• Analysis of your entire credit report
• One on One support through the process
• Licensed, bonded, and BBB accredited
• Flexible pricing plans are Available
• Debt validation letters to collection agencies
• Education about credit, credit worthiness, and how to stay out of the debt cycle