Your credit worthiness is a big deal!

I’ve Been There.

In 1993 I went through a Chapter 7 Bankruptcy. I thought that no one had credit worse than mine until my dealership promoted me from car salesman to Finance Manager.

I worked in the automotive industry for fourteen long years holding positions a salesman, Finance Manager, and for many years, a Finance Director. Over time, I repaired my own credit and learned the inner workings of the credit system. This knowledge was very valuable in helping the customers of my dealership.

Many times, to get a customer’s loan approved, I had to act as a credit counselor. We would lay their credit bureaus out on my desk and, using a yellow highlighter, mark the areas in need of repair. Next, I would help the customers write their letters to the credit bureaus challenging any inaccurate and obsolete information. Through trial and error, I discovered the techniques to structure extremely effective FCRA requests that would require compliance by the credit bureaus to remove the inaccurate bad credit items.

The purpose of my direct involvement in all this was to help sell a car. With this hands-on approach, the customers wanted to buy a car from me and my dealership. Sometimes I followed up with these customers for up to a year, helping them to fix their credit to the point where a bank would approve them for an auto loan.

Eventually, customers would tell their relatives and friends about my “services,” and even though they had no interest in buying a car, they would call and ask many credit questions and request my advice on credit repair. One of the salespeople joked that I should open a credit repair agency, and immediately it seemed to me like a light bulb turned on. I shortly opened the doors to this agency, and immediately through word of mouth, Credit Restoration Institute started to grow.

*** My years of experience and my direct involvement with your case is the difference between Credit Restoration Institute and ANY of our competitors. I know exactly how a credit report needs to look for you to get ideal terms on purchasing a new car or home. No other credit restoration system includes ME with it.

Jeannette Cordor is the Executive Director of The Faces of Hope, a non-profit organization that uses a multi-disciplinary approach to prevent childhood obesity and empower youth to lead healthier lives physically, emotionally and mentally. Jeannette has worked in the healthcare space for almost 20 years, helping to bring health knowledge and habits to individuals, families and communities throughout the Richmond region. In addition to being on the leadership team with the Credit Restoration Institute, Jeannette is a member of RMHF’s Grassroots Capacity Building Cohort. 

President/CEO - Legacy Consulting Group, LLC 

A native of Omaha Nebraska, spending 40 plus years in Corporate Management  Marketing, Product Development working for and with Fortune 50 and 100 sized  companies. He was primarily focus involved products development from concept  to delivery to the Consumer. Joe has held various levels of management from front  line management to the executive suite.  

Once he left the corporate world he started his own consulting business, which  specialized in advising executive management, forming divisions, product  development, strategic planning and marketing plans for mid and large size  corporations. The Consulting business continues to work with both Domestic and  International corporations.  

Additionally, joining SCORE (Service Corp of Retired Executives) the Volunteer  arm of the SBA in 2011 uses his experience and pass knowledge to entrepreneurs  while remaining connected and involved in the business world. Holding various  positions in the organization includes Chapter Chair, District Director and Region  Vice President. Working with Entrepreneurs from the beginning of their idea to  those who are in business, this valuable insight into assisting individuals in  realizing their dreams. Joe has enjoyed being an instructor for SBA sponsored  Boots to Business program for military personnel. He has a strong belief in the  mission because he believes service members have the discipline and training to  succeed as business owners.  

Joe’s career assignments have taken him and his family across the country. Once he  left the corporate world he settled down in Richmond, Virginia where he has lived  for the past 30 years. 

Resident of Richmond, VA since 1972, Graduated from College of William and Mary in 1992 with a Bachelor's degree in Finance, Worked in the mortgage industry as a lon processor and originator from 1993-2016. Joined Virginia Housing in 2016 as the Business Development & Training Manager in their Single-Family Homeownership Division and still retain that title. Daily tasks include: overseeing team of business Development Officers in different areas of Virginia, developing/maintain relationships with the 85+ lending partners who promote our programs to consumers, product development, marketing, team morale (aka joke telling).