Credit Restoration Institute
Credit Restoration Institute
  • Home
  • ABOUT US
  • Services
  • Login
    • CLIENT LOGIN
    • REFERRAL LOGIN
  • RESOURCES
  • BLOG
  • Contact Us
  • More
    • Home
    • ABOUT US
    • Services
    • Login
      • CLIENT LOGIN
      • REFERRAL LOGIN
    • RESOURCES
    • BLOG
    • Contact Us
  • Home
  • ABOUT US
  • Services
  • Login
  • RESOURCES
  • BLOG
  • Contact Us

CREDIT WORTHINESS

The Impact of Creditworthiness on Financial Well-Being, Anxiety, Depression, Hopelessness, and Suicide


Dr. Cathie Katrina Hughes, DPhil., M.A., M.C.J. 

Omega Graduate School

Copyright 2019 All Rights Reserved 


ABSTRACT

Creditworthiness, defined by financial institutions’ credit scoring systems, classify people according to categories of risk. Decision metrics and scorecard implementations are determinants that serve as a financial gateway to access the most basic human needs for safety and wellbeing. For those with no credit or credit scores less than excellent, escalating negative circumstances lead to adverse life events associated with financial stress, widening socioeconomic disparities, and worsening biopsychosocial conditions. The impact of creditworthiness on financial wellbeing and negative psychological constructs were explored through quantitative research with a focus on improving these factors through a credit restoration intervention.


Click the link below to read more

Download PDF

Subscribe to our newsletter

Subscribe

Credit Restoration Institute

31 North Providence Road, North Chesterfield, Virginia 23235

1 (804) 823-9601

Copyright © 2020, Credit Restoration Institute. All Rights Reserved.

This website uses cookies.

We use cookies to analyze website traffic and optimize your website experience. By accepting our use of cookies, your data will be aggregated with all other user data.

Accept