(804) 823-9601 | (800) 648-5157
Giving Good Credit a Second Chance
501c3 Non-Profit Corporation | Credit Education Experts in Richmond, Virginia
Choose Credit Restoration Institute and get mortgage ready!
At Credit Restoration Institute, we are committed to helping individuals and families better understand their financial profile and make informed decisions related to housing and credit.
Whether you are preparing for homeownership, improving your financial stability, or working toward future financing goals, our focus is on providing education, guidance, and personalized strategies that support long-term success.
We recognize that credit reports can contain information that may impact financial opportunities. Our role is to help clients understand their credit reports, identify potential concerns, and take appropriate steps to address any inaccuracies.
improve your Credit Worthiness, don't let bad credit be a barrier of home buying!
Credit worthiness is the extent to which a person is considered suitable to receive financial credit, often based on their reliability in paying money back in the past. Credit worthiness has a huge effect on one's mental health. For many, having access to basic human needs relies heavily on your credit score. Often, those with poor or bad credit end up in a cycle of debt resulting in higher levels of anxiety, depression, and hopelessness.
Here at Credit Restoration Institute we want to help you break that cycle by giving you tools and guidance that will change your life.
Read The Impact of Creditworthiness on Financial Well-Being, Anxiety, Depression, Hopelessness, and Suicide by Dr. Cathie Hughes, Director of Credit Restoration Institute
"Debt is considered a financial stressor, and is associated with a multitude of psychological, physiological, and general health concerns such as anxiety, depression, hopelessness, and even suicidal behaviors.”
Credit Restoration Institute
We are a housing counseling agency composed of a skilled team of professionals with backgrounds in the Mortgage Industry, Debt Negotiation, and Automotive Finance.
From Robert W. Linkonis Sr., Our Executive Director:
My years of experience, understanding of credit worthiness and my direct involvement with your case is what makes the difference with Credit Restoration Institute. I know exactly how a credit report needs to look for you to get ideal terms on purchasing a new home. No other credit restoration system includes ME with it.
High Quality Credit education
We are always here for our clients and will walk you through the process as we work hard for you. A new beginning is just a step away. Provide your contact information to receive your free credit report evaluation.
LEARN FROM TRUSTED HOUSING & CREDIT COUNSELING PROFESSIONALS
- We Are a part of the National Association of Credit Services Organizations (NACSO)
- Our Company Is Licensed and Bonded with the Department of Consumer Affairs
- A+ Rating with the Better Business Bureau
2023 Candid Platinum Transparency
